Disclosures

Educational tool

MB CALC is an educational financial modeling tool. Results are estimates based on information entered by the user and assumptions selected within the calculator. Actual property values, rents, vacancies, expenses, taxes, insurance, maintenance, financing terms, investment returns, inflation, market conditions, laws, and other factors may differ materially from the assumptions used. Projections are not guarantees of future performance.

Not professional advice

MB CALC does not provide legal, tax, accounting, securities, investment, insurance, lending, property management, or other professional advice. Users should consult appropriately qualified professionals regarding their individual circumstances before making material financial, investment, real estate, tax, lending, or legal decisions.

No relationship created

Use of MB CALC alone does not create a broker-client, agency, fiduciary, investment advisory, lending, property management, or other professional relationship with Danny Barker, eXp Realty, the MicroBillionaire Initiative, or any affiliated party.

Modeled investment returns

References to the S&P 500 are used for hypothetical educational modeling. MB CALC does not represent or guarantee that a user will earn the modeled rate of return. Actual investment returns fluctuate, may be negative, and may differ materially from modeled results. MB CALC does not sell or recommend any particular security or investment product.

Third-party data

Third-party information may be incomplete, delayed, estimated, or inaccurate. Users should independently verify material information before making a decision.

User responsibility

Users are responsible for reviewing their inputs, assumptions, financial circumstances, and calculator results before acting upon them. MB CALC is an aid to decision making and is not a substitute for independent due diligence or appropriate professional advice.

Questions

Contact Danny Barker with any questions about these terms.